Services Catalog
Services Tailored to Your Journey
At Seven Springs Wealth Group, we look at each person as an individual with unique needs and aspirations. That is why our team has always focused on providing not only comprehensive planning, but also customized wealth management solutions, so each client’s personal situation is at the center of their plan. Our service catalog addresses all of the wealth needs for families, executives, entrepreneurs, and those living abroad.
Our Services
Personal Wealth | Portfolio Management | Women in Transformation | Financial Planning | Life Transition
Retirement Planning Services
Social Security timing
Pension maximization analysis
Withdrawal sequencing strategy
Roth IRA conversions and back-door Roth IRA strategies
Longevity risk assessment
Health insurance analysis – retiree group plan, COBRA, private policy, Medicare, etc.
Company Benefits Analysis
Assistance with selection of company benefits during initial and open enrollment
Review of employer-provided retirement plans and company match maximization
Assessment of equity awards including key provisions, important dates, and tax implications
Review of pension plans including supplemental pension plans
Pension projection analysis
Tax Planning Services
After-tax wealth accumulation/decumulation maximization strategies
Savings allocation recommendations
Philanthropic planning and implementation
Tax-loss harvesting
Creating a Donor Advised Fund and assistance with administration
Strategies to maximize the tax benefits of planned gifts
Insurance Needs Analysis
Current coverage analysis including life, disability, long-term care, property and casualty, etc.
Identification of coverage gaps
Potential insurance needs
Implementation of specific insurance solutions
The financial impact of caring for aging parents
Financial education for children/young adults in transition (college, graduate school, first job, etc)
Assessment of support to adult children (home down-payment assistance, education support for grandchildren, etc.)
Divorce transition and post-divorce planning
Planning for families with special needs
Post-loss planning and support including wealth inventory, asset transfer and retitling assistance, coordination with other key advisors (estate planning attorney, trustee, CPA, etc.), cash and income needs analysis, life insurance claim assistance, ongoing tracking and monitoring of estate settlement process and post-settlement action items, etc.
Referrals to outside resources for needs including corporate trustee/executor, elder care services, home downsize, collaborate divorce, CPAs, attorneys, immigration specialists, real estate agents, property managers, specialty insurance providers (artwork, watercraft, aircraft, etc.), loss-of-life advocacy services (LOLA), etc.
Estate Planning Consulting
Identification of goals for legacy, philanthropy, and inheritance
Wealth transfer planning
Beneficiary designation assistance
Coordination with attorneys regarding estate planning documents (Seven Springs Wealth Group does not render legal advice)
Notary services
Summarize estate planning directives
Identification of new opportunities or required changes in light of changing laws or circumstances
Career Transition Analysis
New opportunity assessment
Second-opinion service including salary, transition benefits, tax equalization, fringe benefits, etc.
Employer benefit comparison analysis
Identifying tax considerations including new state of domicile, lump-sum benefit payments and structuring, signing bonuses, equity awards, etc.
Customized portfolio construction based on a comprehensive financial plan
Concentrated stock position analysis including tax and liquidity considerations
Ongoing professional oversight including rebalancing and proactive communications
Employer plan (401k/403b) asset allocation recommendations and ongoing review
Institutional access and pricing
Dynamic, tax-aware portfolios
Socially responsible investing options
Competitive foreign exchange rates
Construction of a Comprehensive Plan
Risk tolerance assessment
Risk capacity determination
Savings goal identification and action plan
Education Planning Services
Cost projections for post-secondary and/or private secondary schooling
Recommended savings rates
Savings vehicle options and recommendations
Tax planning (Seven Springs Wealth Group does not prepare tax returns)
Budgeting and Cash Flow Analysis
Household budget review including fixed and discretionary expenses
Current and projected cash flow analysis
Income source assessment including salary, bonus, self-employment, investment, etc.
Cybersecurity Education
Tailored financial planning program for women navigating major life changes
Longevity: Research shows that women on average live six years longer than men and that additional life also comes with additional expenses, particularly in the form of healthcare costs
Caregiving Responsibilities: 2/3 of women are caregivers, whether taking time off of work to raise children, caring for elderly parents (sandwich generation), or providing caregiver services for another family member, all of these decisions have ripple effects
Wage Gap: Savings capacity, lifetime earnings capacity affects Social Security benefits, pension benefits
Having an objective partner to help navigate your needs and goals in a thoughtful way