Navigate the Phases of Wealth


This period is the introduction to wealth creation for most individuals. Commonly, capital growth occurs through earned income, entrepreneurship, real estate, or inheritance.

What's Sailer Financial's role in the contribution phase?


The bulk of one's working life; the accumulation phase focuses on capital appreciation and generating passive income through the investment of your ongoing savings. But to start down this path, you need a roadmap and clearly defined objectives.

Experience has taught us that following a systematic, goal-based plan is far more effective than blindly throwing money at the "problem". Small changes today can have a significant impact on the future.

A number of clients started relationships with our firm as they became concerned about approaching retirement.

"Teamwork is the ability to work together,
toward a common vision."
― Andrew Carnegie


Also commonly known as the ‘Distribution Phase', the shift from earning-a-living to living-off-assets can be filled with anxiety. The key to preserving portfolios in retirement is generating income and taking withdrawals in the most tax efficient manner. We'll help you envision and implement your retirement so you can focus on what's really important.

Sailer Financial frequently works with retirees and near-retirees as they make crucial decisions about retirement


Through proper estate planning, wealth is transferred to your loved ones and favorite charities in a tax-efficient manner. Leave a lasting legacy by transferring the stewardship of your remaining assets.

Learn how Sailer Financial successfully implemented estate planning techniques to protect wealth.

"We make a living by what we get,
but we make a life by what we give."
― Winston Churchill

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