Services Catalog

Services Tailored to Your Journey

At Seven Springs Wealth Group, we look at each person as an individual with unique needs and aspirations.  That is why our team has always focused on providing not only comprehensive planning, but also customized wealth management solutions, so each client’s personal situation is at the center of their plan.  Our service catalog addresses all of the wealth needs for families, executives, entrepreneurs, and those living abroad.

Our Services

Personal Wealth | Portfolio Management | Women in Transformation | Financial Planning | Life Transition


 

Personal Wealth

 

Retirement Planning Services

  • Social Security timing

  • Pension maximization analysis

  • Withdrawal sequencing strategy

  • Roth IRA conversions and back-door Roth IRA strategies

  • Longevity risk assessment

  • Health insurance analysis – retiree group plan, COBRA, private policy, Medicare, etc.

 

Company Benefits Analysis

  • Assistance with selection of company benefits during initial and open enrollment

  • Review of employer-provided retirement plans and company match maximization

  • Assessment of equity awards including key provisions, important dates, and tax implications

  • Review of pension plans including supplemental pension plans

  • Pension projection analysis

Tax Planning Services

  • After-tax wealth accumulation/decumulation maximization strategies

  • Savings allocation recommendations

  • Philanthropic planning and implementation

  • Tax-loss harvesting

  • Creating a Donor Advised Fund and assistance with administration

  • Strategies to maximize the tax benefits of planned gifts

 

Insurance Needs Analysis

  • Current coverage analysis including life, disability, long-term care, property and casualty, etc.

  • Identification of coverage gaps

  • Potential insurance needs

  • Implementation of specific insurance solutions


 

Life Transition

 
  • The financial impact of caring for aging parents

  • Financial education for children/young adults in transition (college, graduate school, first job, etc)

  • Assessment of support to adult children (home down-payment assistance, education support for grandchildren, etc.)

  • Divorce transition and post-divorce planning

  • Planning for families with special needs

  • Post-loss planning and support including wealth inventory, asset transfer and retitling assistance, coordination with other key advisors (estate planning attorney, trustee, CPA, etc.), cash and income needs analysis, life insurance claim assistance, ongoing tracking and monitoring of estate settlement process and post-settlement action items, etc.

  • Referrals to outside resources for needs including corporate trustee/executor, elder care services, home downsize, collaborate divorce, CPAs, attorneys, immigration specialists, real estate agents, property managers, specialty insurance providers (artwork, watercraft, aircraft, etc.), loss-of-life advocacy services (LOLA), etc.

Estate Planning Consulting

  • Identification of goals for legacy, philanthropy, and inheritance

  • Wealth transfer planning

  • Beneficiary designation assistance

  • Coordination with attorneys regarding estate planning documents (Seven Springs Wealth Group does not render legal advice)

  • Notary services

  • Summarize estate planning directives

  • Identification of new opportunities or required changes in light of changing laws or circumstances

Career Transition Analysis

  • New opportunity assessment

  • Second-opinion service including salary, transition benefits, tax equalization, fringe benefits, etc.

  • Employer benefit comparison analysis

  • Identifying tax considerations including new state of domicile, lump-sum benefit payments and structuring, signing bonuses, equity awards, etc.


 
Investment Advisory Services

Portfolio Management Services

 
  • Customized portfolio construction based on a comprehensive financial plan

  • Concentrated stock position analysis including tax and liquidity considerations

  • Ongoing professional oversight including rebalancing and proactive communications

  • Employer plan (401k/403b) asset allocation recommendations and ongoing review

  • Institutional access and pricing

  • Dynamic, tax-aware portfolios

  • Socially responsible investing options

  • Competitive foreign exchange rates


 
Financial Planning

Financial Planning

 

Construction of a Comprehensive Plan

  • Risk tolerance assessment

  • Risk capacity determination

  • Savings goal identification and action plan

Education Planning Services

  • Cost projections for post-secondary and/or private secondary schooling

  • Recommended savings rates

  • Savings vehicle options and recommendations

  • Tax planning (Seven Springs Wealth Group does not prepare tax returns)

Budgeting and Cash Flow Analysis

  • Household budget review including fixed and discretionary expenses

  • Current and projected cash flow analysis

  • Income source assessment including salary, bonus, self-employment, investment, etc.

Cybersecurity Education


 
 

Women in Transformation

  • Tailored financial planning program for women navigating major life changes

  • Longevity: Research shows that women on average live six years longer than men and that additional life also comes with additional expenses, particularly in the form of healthcare costs

  • Caregiving Responsibilities: 2/3 of women are caregivers, whether taking time off of work to raise children, caring for elderly parents (sandwich generation), or providing caregiver services for another family member, all of these decisions have ripple effects

  • Wage Gap: Savings capacity, lifetime earnings capacity affects Social Security benefits, pension benefits

  • Having an objective partner to help navigate your needs and goals in a thoughtful way

How Can Our Expertise Help You?

We want to hear more about your story and money goals.